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Germany has a governmental medical assurance system (GKV). A full private sickness insurance (PKV) is only available for individuals who are not obliged to join the governmental medical assurance. But everybody has the chance to get a complementary private sickness insurance besides the statutory sickness assurance. On the market there are a lot of assurers offering these supplementary private health insurances. Here you can find a free comparison of insurance vendors and get your personal complementary private medical assurance quote: Private Zahnversicherung

A supplementary private medical assurance has numerous benefits:

Every German, who is obliged to join the governmental sickness assurance (GKV), can join the complementary private health insurance. This applies especially to workers and employees whose salaries are below the GKV assurance limit. The assurance limit is a income of 4,012.50 Euros per month in 2008. Many companies offer the option of making adjustments to the tariff of the active agreement. That is very beneficial when your individual needs change over time. You should always compare some offers before contracting your additional private sickness insurance provider. That can be done on sites like the following: Private Zusatzkrankenversicherung. People with a supplementary private health assurance can be treated like private patients. This means that the assurers pay items like glasses and contact lenses. Additionally, a patient with a complementary private sickness insurance might get a single room in hospital as well as daily compensation payments for the phase of illness.

The complementary private medical assurance provides additional advantages to members of the governmental sickness insurance in Germany. Private medical assurance vendors pay items, which are not paid by the national medical assurance. The details are dependent on your individual agreement. The monthly expenses of the private medical assurance are only dependent on the personal contract and are not calculated in accordance to your income. Everybody, who is unhappy with the poor performance of the governmental medical insurance, should think about contracting supplementary private medical assurance. So the patient can get the good feeling to be provided with better treatment and performance in case of sickness. Private patients see the physicians bills and know how much is charged. So you can see how much the different items are. As a private insured, you can control the medical invoices.